Privacy Policy

Effective Date: January 1, 2025

1. INTRODUCTION

IncrediVer LLC (“IncrediVer,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal data. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our investor verification and qualification platform (the “Service”).

This Privacy Policy applies to information we collect through:

  • Our website located at www.incrediver.com
  • Our web application and verification platform
  • Email, text, and other electronic communications
  • Embedded widgets and forms on third-party websites

By accessing or using our Service, you agree to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Service.

2. INFORMATION WE COLLECT

2.1 Information Provided Directly by Users

For Investors:

  • Full name and contact information (email address, phone number)
  • Financial information (income, net worth, liquid assets, investment experience)
  • Investment preferences and timeline
  • Verification documentation (when applicable)
  • Responses to qualification questionnaires

For Fund Managers/Syndicators:

  • Account registration information (name, email, phone number)
  • Company information
  • Payment and billing information
  • Campaign and fund details

2.2 Information Collected Automatically

When you access our Service, we automatically collect:

  • IP address and device information
  • Browser type and operating system
  • Usage data and analytics
  • Cookies and similar tracking technologies
  • Session and interaction data

2.3 Information from Third Parties

We may receive information from:

  • Authentication providers (Clerk)
  • Payment processors (future integration with Stripe)
  • Financial data providers (future integration with Plaid)
  • Fund managers about their investors (with appropriate consent)
  • Public databases for verification purposes

3. HOW WE USE YOUR INFORMATION

3.1 Provide and Improve Our Services

  • Process investor verifications and qualifications
  • Generate AI-powered scoring and assessments
  • Create and manage verification certificates
  • Facilitate communication between funds and investors

3.2 Business Operations

  • Manage user accounts and authentication
  • Process payments and billing
  • Send transactional emails and notifications
  • Provide customer support

3.3 Legal and Compliance

  • Comply with SEC Rule 506(c) and other regulatory requirements
  • Prevent fraud and maintain security
  • Respond to legal requests and enforce our terms
  • Process international applications for manual review

3.4 Analytics and Improvement

  • Analyze usage patterns and improve user experience
  • Develop new features and services
  • Conduct research and analysis

4. INFORMATION SHARING AND DISCLOSURE

We do not sell, trade, or rent your personal information. We may share information in the following circumstances:

4.1 With Fund Managers

  • Investor information is shared with the specific fund(s) the investor is seeking to qualify for
  • This includes verification status, qualification scores, and submitted information

4.2 Service Providers

We share information with third-party vendors who perform services on our behalf:

  • Cloud hosting and data storage (Amazon Web Services - US-East-1 Region)
  • Authentication services (Clerk)
  • Payment processing (Stripe - when integrated)
  • Financial data aggregation (Plaid - when integrated)
  • Email delivery services

4.3 Legal Requirements

We may disclose information when required by law or in response to:

  • Court orders or subpoenas
  • Government or regulatory requests
  • To protect our rights, property, or safety

4.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of the transaction.

5. DATA SECURITY

We implement appropriate technical and organizational measures to protect your personal information, including:

  • Encryption in transit and at rest
  • Secure cloud infrastructure (AWS)
  • Access controls and authentication
  • Regular security assessments
  • Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

6. DATA RETENTION

We retain personal information for as long as necessary to provide our services and comply with legal obligations:

  • Active account information: Retained while account is active
  • Approved verification records: 7 years from completion (regulatory requirement)
  • Rejected or incomplete verifications: 18 months from submission
  • Marketing data: Until opt-out or account deletion
  • Deleted accounts: Anonymized or deleted within 90 days (except where legally required)

7. YOUR RIGHTS AND CHOICES

7.1 Access and Correction

You may access and update your personal information through your account settings or by contacting us at support@incrediver.com.

7.2 Deletion

You may request deletion of your personal information, subject to legal retention requirements.

7.3 Opt-Out

You may opt-out of marketing communications through unsubscribe links or account settings.

7.4 Do Not Track

Our Service does not currently respond to Do Not Track signals.

8. COOKIES AND TRACKING TECHNOLOGIES

We use cookies and similar technologies to:

  • Maintain session state
  • Remember preferences
  • Analyze usage patterns
  • Improve service performance

You can manage cookie preferences through your browser settings.

9. INTERNATIONAL DATA TRANSFERS

Your information may be transferred to and maintained on servers located in the United States. International applications will be flagged for manual review to ensure compliance with local regulations.

By using our Service, you consent to the transfer of your information to the United States and acknowledge that data protection laws may differ from those in your jurisdiction.

10. EUROPEAN PRIVACY RIGHTS (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR):

  • Right to access your personal data
  • Right to rectification of inaccurate data
  • Right to erasure (“right to be forgotten”)
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing
  • Right to withdraw consent

To exercise these rights, please contact us at support@incrediver.com.

11. CALIFORNIA PRIVACY RIGHTS (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information is collected
  • Right to know whether personal information is sold or disclosed
  • Right to say no to the sale of personal information (we do not sell personal information)
  • Right to delete personal information
  • Right to non-discrimination for exercising privacy rights

To exercise these rights, California residents may contact us at support@incrediver.com.

12. CHILDREN’S PRIVACY

Our Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete that information.

13. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. We will notify you of any changes by:

  • Posting the new Privacy Policy on this page
  • Updating the “Effective Date” at the top
  • Sending email notification for material changes

Your continued use of our Service after any changes indicates your acceptance of the updated Privacy Policy.

14. CONTACT INFORMATION

For questions about this Privacy Policy or our privacy practices, please contact us at:

IncrediVer LLC

16192 Coastal Highway
Lewes, DE 19958
United States

Email: support@incrediver.com

Website: www.incrediver.com

Last Updated: January 1, 2025 | Version 1.0